Hard Money Lenders Houston

With our hard money lenders, Houston real estate investors have access to the funds they need for fix-and-flip projects. 

Smart Investments Start With Great Partnerships

At King James Lending, we do everything by the book. As a team, we are dedicated to ethical investing practices and seek to help real estate investors find the private loans necessary to make deals work.

Are you ready to start your next fix-and-flip investment? A hard money loan from our team might be the perfect solution. Contact our team today, and let us build a partnership for life!

Fast Loans | Quick Closing | Best Fees

Our hard money loans help investors build and improve local neighborhoods and communities.

Call 281-909-7487 to learn more!

Hard Money Lenders: Houston Loan Programs

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We offer Hard Money Loans for real estate investment properties. Quickly purchase a distressed property, repair it, and sell it. Experienced and “newbie” investors are welcome.

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Cash Out

Use your property’s existing equity to fund your next real estate investment or for value add repositioning.

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Also known as Gap Financing, we provide funding fast during a transitionary period, such as purchasing a new property before selling your current property.

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Solutions designed for Wholesalers. Funding for real estate investors to complete double closes when buying and selling a property on the same day.

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Apply Online 24/7 for Hard Money Loans in Houston

At King James Lending, you are not just another transaction but a Partner 4 Life!

Our team will get you to the closing table fast with our simple and reliable process. We are confident that our level of service will earn your ongoing support and trust.

The Benefits of Becoming a Partner 4 Life

At King James Lending, we genuinely want to be an essential part of your team. We look forward to being an invaluable asset and a trustworthy partner for all your lending needs. See why we are the hard money lenders Houston investors trust.

We aim to become your Partner 4 Life!




Build Your Future with Us!

Ready to Fund Your Next Project?

At King James Lending, we are hard money lenders who do everything by the book! So, when you need a private loan to fund a deal quickly, you need a partner that you can trust. So over the years, we’ve developed partnerships across the Greater Houston Area to help our community grow and develop.

Are you ready to build a partnership? Then, contact the hard money lenders Houston trusts to apply for a loan today!

Frequently Asked Questions

In real estate and finance, hard money refers to a type of loan that is secured by real property. Hard money lenders are typically private individuals or companies, like King James Lending, that see value in this type of risky venture. 

Typically, hard money loans are short-term loans lasting from one to five years. The loan amount is primarily based on the value of the property being used as collateral, not on the borrower’s creditworthiness.

Yes, while there is overlap, there is a distinction between hard money lenders and private lenders. These terms are often used in the context of real estate investing.

A hard money lender is a type of private lender that uses the property itself as collateral for the loan. They typically offer short-term loans. Hard money lenders are usually focused on the value of the property as opposed to the borrower’s credit. Often, these loans are often used by real estate investors who need quick funding for an investment property, especially for fix-and-flip projects or when the borrower can’t qualify for a conventional loan.

A private lender, on the other hand, is a non-institutional individual or company that loans money. While hard money lenders fall under this category, not all private lenders are hard money lenders. Some private lenders might lend money based on a relationship with the borrower, the borrower’s financial situation, business plans, or other factors, rather than primarily on the property’s value.

A hard money loan is a type of short-term loan that’s secured by real property and issued by private investors or companies, known as hard money lenders. These loans are typically used in real estate transactions. 

They are based primarily on the value of the property, rather than the borrower’s credit score or income verification, as is common with traditional lenders.