Baytown Hard Money Lender
Guidance That Empowers Your Investment Portfolio
Your Trusted Source for Hard Money Loans - Serving Baytown, Texas
Our Baytown hard money lenders believe that your financial journey is an integral part of your success story. That’s why we’re here, serving Baytown, TX, as a premier source of hard money loans. We want to help you navigate your financial voyage with wisdom and guidance.
Located at the mouth of the San Jacinto River on Galveston Bay, Baytown is a wonderful community rife with opportunities. With King James Lending, you have a partner to help you make the most of each and every opportunity.

Your Success, Our Pride
Our goal is not just to be a lender, but a trusted partner who assists you in achieving your goals. We take pride in the prosperity of our clients, and with King James Lending, you’re not just a number – you’re a valued partner.
At King James Lending, we believe that lending is about more than just money. It’s about building strong, lasting relationships with our clients. We’re committed to walking with you every step of the way, sharing in your challenges, celebrating your victories, and offering the financial support you need to keep moving forward.
Expertise, Wisdom, and Guidance
Borrowing money can be a challenging endeavor, especially when you’re venturing into new markets. With King James Lending, you’re not just getting a lender; you’re getting an experienced advisor. We will guide you throughout the lending process, providing insights, answering your questions, and addressing your concerns to ensure you make informed decisions.
Need funds quickly? King James Lending is renowned for its fast and straightforward application process. We offer flexible terms and competitive rates, designed to meet your specific needs. Our reliability in funding means you can focus on your investment, knowing your financial partner has you covered.
Fast Loans | Quick Closing | Best Fees
Baytown Hard Money Loan Programs

Fix-and-Flip Loans
Fix-and-flip loans are short-term financing options used by real estate investors to purchase and renovate properties before selling them for a profit. These loans cover the purchase price of the property and the renovation costs.

Cash-Out Refinancing
Cash-out refinancing is a mortgage refinancing method where the borrower replaces their existing mortgage with a new one for a larger amount, extracting the difference in cash. It leverages home equity, providing funds for home improvement, debt consolidation, or other financial needs.

Bridge Loans
Bridge loans are short-term loans used to meet immediate cash needs, typically in real estate transactions. They “bridge” the gap between the time a property owner needs funds and the time it takes to secure permanent financing.

Transactional Funding
Transactional funding is short-term financing used in real estate for same-day property flips, also known as “double closings.”
Deep Understanding of the Baytown, TX Market
As a local hard money lender, we proudly call Baytown, TX home, and we’re deeply familiar with its unique charm and economic pulse. Nestled on the northern side of the Galveston Bay complex near the outlets of the San Jacinto River and Buffalo Bayou, Baytown is a city ripe with opportunities.
Our extensive knowledge of this city, with its population of over 78,000 residents, empowers us to deliver bespoke lending solutions that address the unique needs and opportunities inherent in the Baytown real estate market.
We understand the ebbs and flows of this vibrant market, and with King James Lending, you’ll benefit from our local expertise and dedication to serving the Baytown community.
When you choose King James Lending, you’re choosing a partner committed to your success. With our unique blend of wisdom, guidance, flexibility, and deep market understanding, we are the hard money lender of choice for Baytown, TX.
Ready to embark on your financial journey with us? Get in touch today and experience the King James Lending difference.