Investment Property Loans: Buy, Fix, Flip or Keep

Real estate investment takes money – lots of it. Our investment property loans ease that burden and help you build your portfolio. Call today to see how King James Lending can help your REI career!

Short-Term Loans to Flip & Long-Term Loans for Rentals

One of the best advantages available to real estate investors is that they can leverage loans from private lenders to beat out the competition. With an investment loan, you have the ability to build your portfolio and maximize your profits. Best of all, it’s without spending a dime of your own savings. 

The biggest complaint from REIs is, “Where do I find reliable loans for investment properties?” At King James Lending, we make the answer simple. When you work with our team, you never have to worry about the long, drawn-out process that comes with conventional mortgage loans. 

We provide flexible loan programs to suit your specific needs, on a timeline that helps you make the most of every opportunity. From long-term rental loans to short-term fix-and-flips, King James has a solution for you. 

investment property loans

What Is an Investment Property Loan?

With a real estate investment loan, you borrow money to buy the investment property just as you might take out a mortgage loan for an owner-occupied home. Generally, the interest rates are a bit higher because there’s more risk involved. However, with great risk comes great reward! 

These short-term hard money loans allow you to buy and renovate properties, whether you plan to flip or refinance them. Additionally, when investing in a rental property, it may make more sense to use a longer-term loan. Typically, these come with lower interest rates than short-term investment property loans.

What Is an Investment Property?

An investment property is the target of your project. It can be a single-family home (not necessarily your primary residence) that you plan to rehab and sell. Alternatively, you might invest in a multi-family property, such as condos, apartments, or cooperatives.

real estate investment

Short-Term Real Estate Loans for Investment Properties

At King James Lending, we are lenders who do everything by the book! When you need a flexible lending solution to build your REI portfolio, we have a range of options available. Part of working with our team means you get more than a loan. 

You get a partner who is ready to help you grow. Our goal is to help everyone in our community continue to grow and develop. Through one-on-one coaching and personalized guidance, we work with you to craft a loan program that works for you.

Types of Investment Property Loans

  • Cash-out refinancing 
  • Transactional funding
  • Fix-and-flip loans 
  • Bridge loans

Whether you want to leverage the equity of a property or guarantee you get the winning offer on a new investment, King James has your back. We put our years of experience in investment property loans to work and guide you every step of the way. 

Ready to Start?

Are you ready to build out your investment portfolio and reach a new level? Whether you want to improve your cash flow with rental income or a conventional loan requires too much time, our hard money lenders are here to help.

Take your REI career to new heights with a trusted partner who works with you each step of the way. Call King James Lending now or fill out our online application to see what we can do to help you grow.

Fast Loans | Quick Closing | Best Fees